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Welcome to the Mortgage Center!

The dream of home ownership can become a reality. Our loan officers will show you how. We locally service many of our mortgages, and are always just a phone call away with any questions during the mortgage process and beyond.

Our free pre-approval process helps you feel confident shopping for a home, knowing how much you can afford. It also lets real estate professionals and sellers know you are a serious buyer.

Are you a first time homebuyer?

Download a free planning toolkit and see if you qualify for our First Time Homebuyers Program. Learn More >

Track your journey home.

Keep connected with your loan officer throughout the mortgage process
Stay informed on what documents are completed, what documents may need your attention, and what costs are currently incurred
Know what steps you need to take regarding your mortgage loan

Apply online.
Apply for your mortgage anywhere, anytime. Our conveniently designed application allows you to stop any time and pick up where you left off.

Just want to chat about your options? Request a free consultation by clicking the link to the left.

Homeowners: use your equity.

Home improvements
Debt consolidation
Large purchases
Education expenses

Use our company directory to find your loan officer or apply online for a home equity loan or line of credit.

5 Must-Know Tips for Homebuyers

Making the right decisions takes preparation. Here are five tips to consider before you start the homebuying process. Read More >


Heritage Credit Union Mortgage Team
1212 Huxley Street, Madison, WI  53704
Toll Free:  (888) 432-8496
Direct:  (608) 268-5090 Ext. 2156
Copyright © 2016 Heritage Credit Union
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